NY Heat Pump Rebates in 2026 — What Westchester Homeowners Actually Get

Updated 2026 breakdown of NYS Clean Heat, Con Edison incentives, and EmPower+ — including the new January 2026 rule changes, the expiration of the federal 25C tax credit, and how the money stacks for a Westchester install.

Published 2026-06-18 · Bravo Mechanical, Westchester County, NY

Quick answer: In 2026, a Westchester homeowner replacing oil or gas heat with a cold-climate heat pump can typically get $5,000–$12,000 from NYS Clean Heat (paid through Con Edison), and income-eligible households can access far more through EmPower+ / HEAR — up to $24,000. Note the federal 25C tax credit expired at the end of 2025, so it no longer applies to 2026 installs. Net cost after the state/utility incentives commonly lands in the $10,000–$19,000 range for a whole-home system.

The programs changed at the start of 2026, so older "2025 rebate" articles are now partly out of date. Here's how the money actually works this year.

What changed on January 1, 2026

Clean Heat is now limited to 1–4 unit homes for the residential rebate track. Larger buildings move to the commercial/multifamily program.
Some utilities retired standalone rebate tracks and folded everything into NYS Clean Heat. For most of Westchester this doesn't change anything — Con Edison administers the rebate either way.
EmPower+ with federal HEAR funding continues to roll out, with income-eligible households able to reach up to $24,000 in combined support.

> Incentive amounts, eligibility, and program rules change frequently and vary by equipment, home conditions, utility territory, and income. This guide is for planning only — final rebate values are confirmed at the time of your install quote.

NYS Clean Heat (the big one)

Administered by your utility — Con Edison for most of Westchester. The rebate is paid to the contractor, so you see it as a discount on the install quote, not a check months later.

System type Typical 2026 Clean Heat rebate
--- ---
Whole-home air-source heat pump $5,000–$12,000
Partial-home / supplemental ASHP smaller, capped
Ground-source (geothermal) often $1,500–$2,000 per ton

Rebate size depends on heating capacity, whether you fully decommission fossil-fuel heat, and whether your address is in a Disadvantaged Community (DAC), which can qualify for adders.

Federal 25C tax credit — expired for 2026 installs

Important update: the federal 25C Energy Efficient Home Improvement Credit (30% of cost, capped at $2,000 for a qualifying heat pump) was terminated for equipment placed in service after December 31, 2025 under the 2025 federal budget law. If your heat pump was installed and running by the end of 2025, you can still claim it on that tax year's return — but installs completed in 2026 no longer qualify for the federal credit. The good news: the New York State and utility programs below are separate and remain available in 2026.

EmPower+ / HEAR (income-eligible)

For households under defined income thresholds, EmPower+ combined with federal HEAR funding can cover a large share of a project — up to $24,000 for the deepest-eligible tier. This is the single biggest lever for qualifying Westchester homeowners and is worth checking before assuming a heat pump is unaffordable.

Con Edison add-on rebates

Beyond Clean Heat, Con Edison offers smaller 2026 incentives that stack:

Smart thermostat: up to ~$85
Demand-response enrollment: seasonal cash for letting Con Edison briefly adjust your system on peak days
ENERGY STAR equipment and electrical-upgrade incentives in some cases

How the money stacks — a typical Westchester example

A 2,200 sq ft Rivertowns home converting from an aging oil furnace to a ducted cold-climate heat pump:

Line item Amount
--- ---
Installed price (before incentives) ~$22,000
NYS Clean Heat rebate −$8,000
Federal 25C tax credit (expired end of 2025) $0
Net cost (non-income-qualified) ~$14,000

An income-eligible household on the same project could push the net materially lower through EmPower+/HEAR.

What to do before you commit

1. Confirm your utility territory (Con Edison vs. NYSEG) — it sets which rebate schedule applies. 2. Ask for the rebate on the quote, not "after." A participating contractor applies Clean Heat as a discount. 3. Check income eligibility for EmPower+ even if you assume you won't qualify — thresholds are higher than most people expect. 4. Keep the AHRI certificate — it documents that your equipment qualifies for the Clean Heat rebate tier.

Bravo Mechanical is a participating cold-climate heat pump installer across Westchester County and handles the Clean Heat paperwork for you, so the rebate shows up as a discount on your quote.

Related guides

Get a heat pump rebate estimate → or call (914) 361-9142.

Sources: NYS Clean Heat / NYSERDA program manuals (2026), Con Edison rebate programs (2026), IRS 25C Energy Efficient Home Improvement Credit (terminated for property placed in service after December 31, 2025 under the 2025 federal budget law).

Request service or a free written estimate or call (914) 361-9142. Serving all of Westchester County, NY.